Credit Card Cheat Sheet


This is LimpehZ – supreme dictator of the Z family, the humble husband of the Wife, fatherer of the two kids K & Z, and a contrite civil serpent earning milkpowder money so that the Wife can stay home with the aforementioned kids.

Comments from The Wife in pink:
Like seriously??  You want to call yourself LimpehZ?!  Why??  That totally goes against the elegant tone of my blog.  *cough*  Okay.  Whatever rocks your socks.  

I have to tell you that IMHO the Wife isn’t too good with numbers – she was in Maths remedial when I met her in our secondary school days (and she still needed help in JC) and to this day she will still remember numbers wrongly when I ask her “How much did you pay for that?”.  The magnitude of the error would be shocking, sometimes plus or minus an extra zero (or zeroes), and sometimes the first digit could be the difference between 1 and 9.  I would like to attribute that to her not ever having to worry about money, rather than dishonesty, but if I find out anything to the contrary I will let you know.

As a result of the above, our agreement is that I would handle all our family’s money.  Yes, I am that handsome balding Indian ex-ACS dude (Min Finance)*, and MAS and CPF* Board and GIC and Temasek all at the same time, for the sake of our family.

* Please note that I am neither balding, nor Indian, nor ex-ACS.  I was very handsome, just look at baby Z for proof.

A young unmarried colleague sometimes say that LimpehZ is very “uncle” because of my experience with financial matters (e.g. discounts/investments etc) and my conservative Christian views on marriage but he will know better when he gets married himself.  A good way to respond to any hint of disrespect for LimpehZ is to say “My son, I have fathered two children while your weapon is still of unknown quality.  We can talk more about this when your weapon has been tested in the day of battle.”  Works. Every. Time.

Anyway, I recently did a review of the credit cards in my wallet and just wanted to share the result of my findings with you.  I keep a pdf copy of the cheat sheet using the ibook app on my iphone, so that I know which card to use for what kind of expenses.  So hardworking/clever right? As the Z family doesn’t have a car, the petrol row is just for any family who does.  3 other cards that I have considered but don’t find suitable for my own needs are: Citibank Dividend, UOB One and Maybank Friends and Family (the Wife has one so I think that’s enough). Okay, that’s all the freebies you are getting from me.


(See annexure below)

Credit card cheat sheet (information updated as of 2 September 2014)

Credit card cheat sheet (information updated as of 2 September 2014)

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